A recurring payment is when you provide your card details for an ongoing payment, and a charge is made to that card on a recurring basis (such as a monthly insurance payment, or a monthly gym membership). Visa doesn’t not allow prepaid gift cards to be used for reoccurring payments. Some online merchants may setup their payment type as “reoccurring payment” Activ™ Visa Gift Cards has no discretion on what payment type the merchant selects.